How We Do It

I follow the six-step process as defined by the Financial Planners Standards Council

At the completion of this process, whether the financial plan is comprehensive or modular, the following is a summary of what is included in the written report.

  • a summary of your current financial situation;
  • a statement of your goals and objectives;
  • an evaluation of your current progress towards those goals, and a needs analysis to identify projected shortfalls;
  • a discussion of the assumptions used in preparing your plan, and their sensitivity to change;
  • recommended strategies for reaching your goals; and
  • an action plan for implementation.

Think of this report as a game plan. If you follow it, you will be more likely to achieve your financial objectives. The key to success, therefore, is moving forward and implementing the recommendations.